Estate Planning

Estate planning involves much more than having an up-to-date Will. It is important to ensure that your assets are distributed in the most effective manner and without adverse tax consequences for your beneficiaries. What is estate planning? Estate planning involves considering what will happen to your assets upon the death of you or your partner or if you become mentally incapacitated and unable to manage your own affairs. You may…  Read more

Personal budgeting tips

Personal budgeting – it’s such an easy thing to put off. The “I’ll get to it one day” kind of task that is easily overlooked. While it’s true that there’s always next week, next month or next year, when it comes to your financial goals, putting it off has real consequences that equal less money and more work. So here are 7 personal budgeting steps you should take to start…  Read more

Downsizer contributions to super

For many people, super is one of the best ways to grow your wealth, as it provides significant tax concessions to help you save for retirement. Downsizer contributions are a valuable way to boost your super as you approach retirement. What is super? Superannuation is a specialised type of investment structure designed to help you accumulate a significant level of savings for your retirement. To encourage you to save for…  Read more

What is financial planning?

To many people, financial planning is perceived as something only for the wealthy. In fact, financial planning is about having long-term and short-term financial goals and developing a plan to achieve those goals, no matter your financial status. It’s about knowing how to make the most of your money – whether that’s putting a little extra into savings one month or paying off a bit of debt more quickly. The focus…  Read more

How a business advisor can support your business

Operating and growing a business is tough, but it can be a lot easier with a business advisor in your corner. So what exactly is a business advisor? And do you really need one? In a nutshell, a business advisor provides business owners with ideas, valuable insights, and expert business advice on how they can manage their business more effectively. They can help you solve complex issues and bridge a…  Read more

What happens to your super when you die?

Most superannuation funds will pay a sizeable death benefit if you die. Usually your super, which includes your account balance and any superannuation death benefits, will be paid to your dependents. This death benefit might provide a big difference to family members who were dependent upon you. This might be your spouse or children but could also be other family members or friends. Who is a tax dependent? A current spouse,…  Read more

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